Let's get you home.
Buying a home is more than a transaction—it's a journey toward creating a space that's truly yours. It's about envisioning your future, building memories, and finding comfort in a place you call home. This journey begins with a simple conversation to understand your goals, answer your questions, and guide you every step of the way. Let's connect and start turning your homeownership dreams into reality.
Jeff Skinner, Borrower
"Thank you. Thank you. I had just started a new job and needed to relocate my family. It was a stressful time, and you made the process feel easy. We're so grateful to have had you guiding us through the loan. You made all the difference."
Zac Bacon, Re Agent
"My clients are everything to me, and I need them to be treated with care and professionalism. I always trust Nick to deliver. His communication is impeccable, and my clients always come back saying how much they loved working with him."
Heather D, Escrow
"It’s always a pleasure working with Nick and his team. They’re true professionals... knowledgeable, responsive, and supportive every step of the way. They make our jobs easier by doing theirs exceptionally well. Simply put, they know what they’re doing, and they get it done."
The traditional option
Conventional Loans
Conventional loans are ideal for buyers with good credit and stable income. They typically come with competitive rates, flexible terms, and fewer restrictions on property types. If you’re putting down 3% or more and want to avoid mortgage insurance in the future, this could be a great fit.
Great for first time home buyers.
FHA Loans
FHA loans are designed to make homeownership more accessible, especially for first-time buyers or those with lower credit scores. With a down payment as low as 3.5% and more lenient guidelines, they offer a wise path to homeownership when conventional isn’t a match.
Don't fit into the traditional box?
Non-Traditional Financing
Not everyone fits neatly into a traditional lending box. That’s okay. If you’re self-employed, have unique income sources, or need to qualify using bank statements or asset-based options, flexible loan programs are designed just for you. We’ll look at the full picture and find a path that works with your real life, not just your tax return.
I'm Nick Cunningham
SR. MORTGAGE ADVISOR | NMLS ID: 907393
I’ve been in the mortgage world for nearly 20 years and still love what I do.
More than anything, I believe this process should feel good. My job is to make sure every friend, family member, and client I work with feels comfortable, informed, and supported, every step of the way.
I’m a proud father of three amazing boys and married to the girl I’ve had a crush on since 4th grade. (Yes, really.)
I genuinely enjoy getting to know the people I work with and take pride in explaining things in a way that makes sense. No jargon. No pressure. Just sound advice and a real conversation.
I'd love to connect if you're looking for someone to help guide you through the homebuying journey with care and clarity.
